The Real Free Money

What is 'Free Money'? Bluntly said, free money is the money you get from nothing. It doesn't need any work or capital in advance to get it.


Sounds too good to be true? No. How? Work smart.


If you have a credit card, always use it whenever and wherever you can. But you have to remember, you must be able to pay all the bills at the end of the month.


While the Bank has not send you the credit card bill, save in your savings, the money that you will use to pay all the credit card bill.


At the end of the month, when you have to pay the credit card bill, your money in the savings has already gain interest. After you pay the credit card bill:

1. you have a small amount of money (the interest from saving the money you use to pay the credit card bill) left in the your savings.

2. you earn a small amount of 'money' from the Bank's point reward or cash-back program (yes it is not a real money, but at least you could use it to buy some stuff at the future)
   

That is Free Money.


Remember, pay all the credit card bill at the end of the month. If you don't, then you will end up pay the credit card bill interest, since the credit card interest rate is a lot higher than your savings interest. When it happens, certainly you end up with less money.


So, what do you think?

PS: Comments and corrections are very welcomely invited.